A fair go for everyone.

Access fair, safe and equitable credit through the No Interest Loans Scheme (NILS).

No Interest Loans (NILS)

Discover a safe loans program

Working in partnership with Good Shepherd Microfinance, our dedicated team deliver the no interest loans program in some parts of Victoria. 

If you’re eligible, you can receive a loan for essential items and expenses.

Funds can be used for:
NILS loans can't be used for:

Loan Terms

Loans are from $200 - $1500
No interest applies for the term of the loan
Lived at your current address for 6 months
Repayments are paid fortnightly through Centrepay or other nominated source
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Your eligibility for the NILS program is based on your:

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Get in touch

We’re here for you.

To learn more, or to discuss your eligibility, talk to our team today. 

Call us on
(03) 9192 8100