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To learn more, or to discuss your eligibility, talk to our team today.
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(03) 8401 0183
StepUP into financial security.
Looking for a safe alternative to bank credit? It's time for a StepUP.
StepUP Loans
Support to overcome financial challenges
Need a safe, low-interest loan? StepUP Loans are here to help.
StepUP is a safe alternative for families and individuals who can’t access bank credit.
StepUP is a community initiative between Good Shepherd Microfinance and National Australia Bank.
Your low-interest loan (between $800 and $3000) can be used for essential items such as:
- Large appliances (fridge, washing machine, etc.)
- Car expenses
- Furniture
- Medical expenses
- House repairs.
How it works
Interest
Interest is charged at a fixed, low rate
Repayments
Loans can be repaid over three years
Who
Loans can be held in joint names
Fees
No fees apply
Checks
Credit checks are required
Eligibility
You may be eligible for a StepUP loan if you:
- Hold a current Centrelink Health Care Card, Pension Card, or qualify for Family Tax Benefit Part A
- Have lived at your current address for more than three months
- Do not already have more than one bank loan (if you have more than one, you may not qualify.)
